Achieve Financial Goals with Expert Guidance
Our financial experts help you reach success.
ABOUT US
At Smart Financial, we are more than just financial consultants; we are your partners on the path to financial success. With a passion for helping individuals and businesses achieve their financial goals, we have built a reputation for excellence in the industry. Our team of experienced financial experts brings a diverse range of skills and knowledge to the table, allowing us to tailor strategies that fit your unique needs.
OUR SERVICES
Social Security Maximization
You keep hearing of the hundreds of filing strategies, yet you can’t seem to get a direct and accurate answer. Let Smart Financial help you find all you are entitled to. Learn which strategies apply to you.
Optimize spousal benefits
Maximize cumulative benefits
Coordinate with provisional income to manage tax implications.
Personal Income Strategies
Your retirement needs consistent income. Different group and personal pension options can make the difference between income stability and income volatility. Planning should include long-term inflation effects and the impact of losing a spouse.
If you have a company plan, which payout option is best for you?
Do you want guaranteed income to fill your income gaps?
How does your pension coordinate with Social Security and other retirement assets for the best overall result?
Retirement Account Analysis
You’ve saved long and hard over the years. What don’t you know that you don’t know about your account? Understanding what you have and what options are out there can significantly improve results.
How did you choose your holdings?
What fees (hidden and transparent) are you paying
What is your risk exposure? What is your risk tolerance?
Investment Guidance
The game changes at retirement. You don’t wear the same pants you bought in your thirties, find out if you’re in an outdated investment portfolio. We will explore every option for you and create a retirement strategy that is tailor fit to you.
Use the right tool for the desired result.
Find ways to pay less without detracting from the benefits.
Investment management
No one can predict or control the market. There are, however, other variables you can predict and control for better performance. Optimize how your money works for you.
What impact can institutional class funds have?
No commissions, competitive fees.
We win when you win.
Life Insurance and Annuities
What is the real impact on your loved ones if you or your spouse passes too soon? Choose solutions, not products. In retirement life, insurance and annuities may be more wants instead of needs. Let Smart Financial educate you on companies and options, and you make the choice.
Manage risk.
Protect assets and income.
Provide benefits for inheritance on your terms.
Roth Conversions
Roth contributions are not the same as Roth conversions. Tap into this strategy wisely for large tax benefits over time.
What tax bracket are you in currently? Where will you be in retirement?
How will RMDs (Required Minimum Distributions) impact your portfolio over time?
Managing Taxes in Retirement
“A Man Who is Prepared has His Battle Half Fought” – Miguel De Cervantes. Believe it or not, there are large potential tax savings available if you only know how to plan.
Manage taxes now and later with strategic planning.
Have you planned taxes into your retirement income design?
When was the last time you looked ahead for taxes instead of looking back?
Legacy Planning
Great legacy planning is more than a legal document. Integrate your trust, beneficiaries, insurance, end of life planning and more to manage any negative impact on your loved ones at your passing.
When did you review your beneficiaries last on each of your accounts?
Do you know how taxes are handled with different types of beneficiaries and different account types?
Are your loved ones prepared in case of your untimely passing?
Do you have charitable goals in mind you would like some direction on?
Think Smart. Retire Better.
Smart Planning Can Mean A Better Retirement
Creating your retirement plan shouldn’t be a shot in the dark. Smart Financial helps you create a plan with three simple steps.
1. Attend a No Cost Event
Knowledge is power.
Get the advice you wish everyone knew. This educational event will jumpstart your retirement and open new avenues.
2. Leverage Smart Financial
Test Drive Smart Financial. 100% Free, No Obligation
Have our team provide you a free analysis of where your financials are today and what can be done tomorrow.
3. Hold the Future in Your Hands
Your retirement binder
Hold your complete retirement in the palm of your hands. This step by step plan gives you concise and easy to follow documentation.
Get In Touch
Craig Judd is an Investment Advisory Representatives of, and Investment Advisory Services through, Portside Wealth Group, LLC an SEC Registered Investment Advisor. Portside Wealth Group, LLC and their representatives do not provide tax or legal advice. Each firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. SEC registration does not constitute an endorsement of the firm by the Commission, nor does it indicate that the Advisor referenced in this disclosure has attained a particular level of skill or ability.
For additional information, please contact our team at 801-225-5555